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Zain Group selects Oberthur Technologies’ end-to-end security platform for Africa’s biggest mobile commerce service


Oberthur Technologies, one of the leading suppliers of smart card based solutions,
announced its selection by Zain Group to provide end-to-end security solutions for Mobile
Commerce services, including security platform and SIM application for secure payment
transactions. The solution was commercially launched by Zain under the name Zap to East
Africa’s 100 million people. The service is immediately available to Zain customers in Kenya
and Tanzania. Zap will be rolled across Africa and the Middle East throughout 2009.

Zain is partnering with leading international and regional banks to launch Zap, which will
allow Zain customers to use their mobile phone to:
  • Pay bills and pay for goods and services
  • Receive money and send money to friends and family
  • Send and receive money to the bank accounts
  • Withdraw cash
  • Top up their own airtime account or top up someone else's
  • Send airtime to Zain customers in East Africa
  • Manage their bank accounts

The Zap service will also be included as part of Zain’s pioneering One Network service which
allows travelling customers to move across geographic borders without roaming surcharges,
recharge their mobile phones with locally purchased top up cards and receive calls for free.
The user interface is easy to use and has been customized for each Zain operator across the
continent. Oberthur Technologies’ expertise both in mobile and in the banking environment
combined with the capability to support Zain Group at both local and global level were key to
succeeding in the implementation of this major secure solutions project.

“Zain is demonstrating its ambitious strategy to become one of the top ten leading telecom
companies in the world. It was key for us to reward a long term partnership, involving
Oberthur Technologies in this prestigious project. By enabling people to use their mobile
phones as mobile wallets, we hope to deliver lasting benefits not just for our customers, but
also for the economies of Africa." said Chris Gabriel, CEO Zain Africa.

“We are proud to participate in the deployment of such a new advanced secure technology in
Africa and the Middle East. The Mobile Commercial Security solution introduced in the
market by the Zain Group offers a new level of payment and banking services to customers,
and we are very pleased to continue investment in new solutions which benefit the daily life
of people in developing markets.” said Thierry Siminger, Russia, Middle-East and Africa
Managing Director at the Card Systems Division of Oberthur Technologies.

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