OT and CA Consumer Finance to launch an innovative solution for secure and faster access to credit

Oberthur Technologies (OT), a world leader in digital security solutions for the mobility space, and Crédit Agricole Consumer Finance have concluded a new partnership to launch a service which enables PIN codes to be securely delivered via SMS. CA Consumer Finance, which notably operates in France under the Sofinco brand, is the first credit institution to offer its partners and their customers a card which can be activated in just a few minutes in complete safety.

Cardholders equipped with the OT solution will obtain their code almost instantly. It will allow them to use their card as soon as they receive it. This offers a practical response to the needs expressed by partners of CA Consumer Finance and its customers, in search of mobility, flexibility and security.

OT’s SMART PIN solution, which has been in use since 2009, secures the sending of codes via SMS. It is popular both for its speed of use and its reliability. Adoption of this solution to activate cards reduces fraud by eliminating correspondence by post, and features double encryption of the PIN, which is stored and delivered in a secure way, ensuring better traceability of the code’s transmission and faster access to credit.

“Mobility and security are at the heart of the solutions we offer at OT and we are delighted to allow CA Consumer Finance to take a further step in the services offered to their partners. SMART PIN has already proved popular with several banks and offers numerous advantages in terms of speed and security,”

says Eric Duforest, Managing Director of OT’s Financial Services Institutions activity.

“Responding to our partners’ challenges means paying special attention to their customers’ expectations and needs. The solution developed with OT responds to three of our key objectives: innovation, simplification of the customer experience and their satisfaction,”

adds Florence Burdin, Director of Operations of Crédit Agricole Consumer Finance France.

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