Based on the “All-in-One” concept, COSMO is the ideal generic Java platform range for banks issuing multi-brand and multi-applications cards. Financial institutions can choose from a wide range of payment applications (e.g. Visa, MasterCard, CUP, JCB, American Express, ABI, Jetco or EPS) and non-payment added value functionalities (e.g. loyalty, digital signature, access control, data storage, authentication, transport and more…)
Issuers can create “top of the wallet” cards by combining these applications into customized configurations that they load on the same card. This will allow them to strengthen their image, retain/attract customers and generate new revenue streams.